Privacy Policy

The Physicians Forum LLC respects your concerns about privacy. This Privacy Notice applies to information we collect through our website and services. By using our website “”  and services you agree to our collection, use of information as described here.

This Privacy Notice describes the types of information we collect or receive, how we may use that information. The information we collect includes personal information and non-personal information, as such terms are defined below.

The Privacy Notice also describes the measures we take to protect the security of the personal information. We also tell you how you can reach us to ask us to (i) access, change or not use the personal information you have provided to us, (ii) withdraw any consent you previously provided to us, and (iii) answer any questions you may have about our privacy practices.

Your Consent

By using our Website, you consent to the collection and use of this information by us as set forth in our Privacy Statement and amended from time to time. If we decide to change our privacy practices, we will post those changes on this page so that you are always kept informed of what data we collect, how we use it, and under what circumstances we disclose it. Please check this page for changes from time to time to make sure you are aware of our latest privacy practices.

 Your Privacy

At The Physicians Forum, we are committed to respecting your privacy. We recognize that when you choose to provide us with information about yourself, you trust us to act in a responsible manner. That’s why we have put a policy in place to protect your personal information. You may always visit our site and browse without giving us any personal information. Please read on for more details about our privacy practices.

Our Collection and Use of Personal Information

Personal information is data that can be used to uniquely identify or contact a single person. You may choose to provide personal information to us when you use our website. We change our features from time to time, the options you have to provide us with personal information also may change, but here are some examples of situations in which you may decide to provide personal information to us:

  • Contacting us for any reason, such as by email, including for technical support or customer service
  • Using our website or online services when personal information is required for use or participation

The personal information we collect from you will vary depending on the service you are using, the site you are visiting, and how you access it. However, the personal information you provide generally may include names, email address, phone number (which may include mobile phone number), and postal address. We may directly ask you to provide personal information in these cases, you often will be able to tell from our specific requests what types of information we receive from you.

We collect this information for reasons such as:

  • To provide you with access to the site, service or feature you requested
  • To provide you with technical support or customer service
  • To communicate with you, respond to your requests, or provide you with updates and information
  • For advertisement and marketing purposes.
  • To retain, sell, use member data received for any reason at the sole discretion of The Physicians Forum that is allowable by law.

Our Collection and Use of Non-Personal Information

We also collect non-personal information − data in a form that does not permit direct association with any specific individual. We may collect, use and process non-personal information for service improving purposes. For example, when you use our website, we may collect data from and about the “commercial electronic mail messages” and “transactional or relationship messages” (as such terms are defined in the CAN-SPAM Act (15 U.S.C. 7702 et. seq.) that are sent to your email accounts. We collect such commercial transactional messages so that we can better understand the behavior of the senders of such messages, and better understand new spam techniques to improve our products and services.

Information Collected by Automated Means

We may obtain certain personal and non-personal information by automated means when you visit our sites. The type of information we collect by automated means may vary, but generally includes technical information about your device, such as IP address or other device identifier. The information we collect also may include usage information and statistics about your interaction with our website. That information may include the URLs of our web pages that you visited, URLs of referring and exiting pages, page views, time spent on a page, number of clicks, platform type, and other information about how you used our website.

In cases where you use a mobile device to access our sites, we will receive information about the location of your device. In some cases, even if you are not using a mobile device, information about your general location may be discernable from your device’s IP address or the URLs we receive.

We use information we collect by automated means to understand our users and to determine their preferences. As a result, we can develop and deliver new or modified offerings, that are improved with our users’ preferences in mind.

Here are some of the types of automated data collection that may occur when you use our sites:

Web Browsers

When you visit our website, your browser automatically sends us your Internet protocol (“IP”) address so that the web pages you request can be sent to your computer or device. We use your IP address to determine additional information, such as whether the computer or device has ever been used to visit our site before, which site features were used most often, and how much time was spent on a page.


We may automatically collect information through “cookies,” which are text files placed on your device’s hard drive when you visit website. Cookies may enhance your online experience by saving your preferences while you are visiting a particular site. We use cookies, for example, for authentication purposes, to measure session activity on the site, and to determine which areas and features of the site are the most popular. Most browsers will tell you how to stop accepting new cookies, how to be notified when you receive a new cookie, and how to disable existing cookies. Without cookies, however, you may not be able to take full advantage of all our site features. We treat information collected by cookies and other technologies as non-personal information. However, to the extent that Internet Protocol (IP) addresses or similar identifiers are considered personal information by local law, we also treat these identifiers as personal information. Similarly, to the extent that non-personal information is combined with personal information, we treat the combined information as personal information for the purposes of this Privacy Policy.

Sharing of Information

We reserve the right to share your data and personal information for business related purposes, however we may disclose information about you (i) if we are required to do so by law or legal process, (ii) to law enforcement authorities or other government officials. We also reserve the right to transfer personal information we have about you in the event we sell or transfer all or a portion of our business or assets.

Your Choices

In certain cases, you may have choices about how we use and disclose your personal information. For example, we will ask you before we use your personal information for any purpose incompatible with those purposes identified in this Notice.

You can also choose not to give us the information we request, as described in the “Information You Provide to Us” section of this Notice. In some cases, if you decide not to provide information, we will not be able to provide you with access to the site you requested, or we may not be able to provide you with the service, feature or information you requested.

In some cases, you can stop or limit the information we collect by automated means. Please review the sections of this Notice titled “Information Collected by Automated Means” to learn more about how you may be able to stop or limit our receipt of that information.

You may also exercise and amend your choices by sending an email to us as specified in the “How to Contact Us” section below.

How We Protect Personal Information

We have implemented measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration and disclosure. All information you provide to us is stored on secure servers behind firewalls.

Unfortunately, the transmission of information via the internet is not completely secure. Although we do our best to protect your personal information, we cannot guarantee the security of your personal information transmitted to our Website; any transmission is at your own risk. Once we have received your information, we will use strict procedures and security features to try to prevent unauthorized access.

Links to Other Sites

Our Website provide links to other website. We do not control, and are not responsible for, the content or practices of these other website. Our provision of such links does not constitute our endorsement of these other website, their content, their owners, or their practices. This Privacy Policy does not apply to these other website, which are subject to any privacy and other policies they may have. You should use caution and review the privacy policies of any web sites, services or third party providers that you visit from our website or our products to learn more about their information practices, which may be significantly different from ours

Children’s Privacy

The Physicians Forum  does not direct its website to children, and we do not knowingly collect personal information from children. If we become aware that we have inadvertently received personal information from a user who is under the age of thirteen, we will delete the information from our records.

Updates to Our Privacy Notice

This Privacy Notice may be updated periodically to you to reflect changes in our information practices or relevant laws. We will indicate at the top of the Notice when it was updated. Please review this Notice any time you access or use our sites to make sure you have reviewed the most recent version.

How to Contact Us

If you have any questions or comments about this Privacy Notice or if you would like us to update information we have about you or your preferences, please contact us at:

Term of Service


This web page represents a legal document and is the Terms and Conditions (Agreement) for our website By using our Website you agree to fully comply with and be bound by the following Agreement each time you use our Website. Please review the following terms carefully.


The terms “us”, “we”, and “our” refer to The Physicians Forum  LLC, the owners of this Website. A “Visitor” is someone who merely browses our Website. A “Member” is someone who has registered with our Website to use our Services. The term “User” is a collective identifier that refers to either a Visitor or a Member.

All text, information, graphics, design, and data offered through our Website or Services, whether produced by our Members or by us, are collectively known as our “Content”. We distinguish content posted by our Members as “Member Content”.

Acceptance of Agreement

This Agreement is between you and The Physicians Forum  LLC.


Except as otherwise noted, this Agreement constitutes the entire and only Agreement between you and The Physicians Forum and supersedes all other Agreements, representations, warranties, and understandings with respect to our Website, Services, and the subject matter contained herein.  However, in order for you to use our Website and/or Services you may also be required to agree to additional terms and conditions. Those additional terms and conditions will be incorporated into this Agreement unless otherwise stated.

Privacy Policy

Our Privacy Policy is considered part of this Agreement and available on this website. You must review our Privacy Policy by clicking on this privacy policy link. If you do not accept and agree to being bound by all of the terms of this Agreement, including The Physicians Forum Privacy Policy, do not use this Website or our Services. 

Amendment of Terms

The Physicians Forum reserve the right to change, modify, add or remove portions of these terms at any time without prior notice or user’s consent. Please check these terms regularly prior to using our website to ensure you are aware of any changes. We will endeavor to highlight any significant or substantive changes to you where possible. If you choose to use our website then we will regard that use as conclusive evidence of your agreement and acceptance that these terms govern you and The Physicians Forum rights and obligations to each other.


You can browse our website without registering for an account. But to use some of the website functions, you’ll need to register, choose an account name, and set a password. Your account is not transferable or assignable and is void where prohibited. Our Website and Services are intended solely for Users who are at least (18) years of age or older. Any registration by, use of, or access to our Website by anyone under that age is unauthorized, unlicensed, and in violation of these Terms and Conditions. By using our Website and/or Services you represent and warrant that you are (18) years of age or older and agree to abide by all the terms and conditions of this Agreement. If necessary, we may ask you for proof of age.

When you complete the registration process, you will receive a password that will allow you to access our Website. You agree to maintain the confidentiality of your password and are fully responsible for all liability and damages resulting from your failure to maintain that confidentiality and all activities that occur through the use of your password.

You agree to immediately notify us of any unauthorized use of your password or any other breach of security. You agree that our Website cannot and will not be liable for any loss or damage arising from your failure to comply with password security as discussed herein.

Membership, Cancellation and Refund Policy

  • Membership to The Physicians Forum is annual and renewable on an annual basis.
  • Cancellation for any membership dues, service packages paid to The Physicians Forum requires 10 days written notice (postmarked) from point of sale. Electronic written notice must come from member’s email address on file or letter addressed to our mailing address noted on the “contact us” page (mail or email Refund will be limited to dues paid, less any benefits given.
  • No refund given after 10 days. In the event a member is paying monthly, the cancellation fee is the lessor amount of $250 or the remaining amount due for the annual due of their membership level.
  • Initiation fee is non-refundable
  • 24 hour notice required for all services requested by TPF
  • Events scheduled, organized, and planned by The Physicians Forum may be cancelled at any time and for any reason they deem necessary

Representations and Warranties

You represent, warrant and covenant (a) that no materials of any kind submitted by you for The Physicians Forum’s use thereof in accordance with the terms and conditions of this Agreement, will (i) violate, plagiarize or infringe upon the rights of any third party, including, without limitation, copyright, trademark, privacy or publicity, moral rights, contract or other personal or proprietary rights; (ii) contain unlawful material or reflect unlawful activities; (iii) constitute false or misleading indications of origin or statements of fact; (iv) slander, libel or defame any person or entity; or (v) cause injury of any kind to any person or entity; or (vi) violate any applicable laws, rules, regulations or other governmental regulations; and (b) that you are at least 18 years old or the applicable age of majority in your jurisdiction and possess the legal authority to enter into this Agreement.

Limited License

The Physicians Forum grants you a nonexclusive, nontransferable, revocable license to access and use our Website and Services strictly in accordance with this Agreement. Your use of our Website and Services are solely for internal, personal, noncommercial purposes, unless otherwise provided in this Agreement. No printout or electronic version of any part of our Website or Services may be used by you in any litigation or arbitration matter whatsoever under any circumstances.

You may not assign any of these rights in the Terms and Conditions, but The Physicians Forum can freely assign or delegate it’s rights and obligations to any party without notice or consent.

Prohibited Use of Site

  • You shall not post any Member Content which contains nudity or is libelous, defamatory, obscene, pornographic, profane, sexually explicit, abusive or which otherwise violates any law, rule or regulation. Please use your best judgment and be respectful of other individuals on The Physicians Forum .
  • You agree not to use vulgar, abusive or hateful language. The Physicians Forum does not endorse the opinions of any user as they may appear through that user’s submitted User Content. You acknowledge that any Submissions (e.g. site questions, feedback) may be reproduced, published, transmitted and displayed by The Physicians Forum  in any manner
  • use the Website for any purpose that is prohibited by any law or regulation, or to facilitate the violation of any law or regulation;
  • use or attempt to use any “deep-link,” “scraper,” “robot,” “bot,” “spider,” “data mining,” “computer code” or any other automated device, program, tool, algorithm, process or methodology or manual process having similar processes or functionality, to access, ac-quire, copy, or monitor any portion of the Website or any data or content found on or accessed through the Website without prior express written consent;
  • obtain or attempt to obtain through any means any materials or information on the Website that have not been intentionally made publicly available either by their public display on the Website or through their accessibility by a visible link on the Website;
  • in any way bypass or circumvent any other measure employed to limit or pre-vent access to the Website or its content;
  • violate the security of the Website or attempt to gain unauthorized access to the Website, data, materials, information, computer systems or networks connected to any server associated with this Website, through hacking, password mining or any other means;
  • interfere or attempt to interfere with the proper working of the Website or any activities conducted on or through the Website, including accessing any data, content or other information prior to the time that it is intended to be available to the public on the Website;
  • take or attempt any action that, in the sole discretion of this Website’s operators, imposes or may impose an unreasonable or disproportionately large load or burden on the Website or such operation’s infrastructure.

User Content

The User grants to The Physicians Forum the non-exclusive right to use all material entered into the Website by the User (other than third-party material transmitted through private electronic mail) in any of The Physicians Forum ‘s print or electronic publications (“Other Content”).

Users entering material into the Website are responsible for the Other Content. Neither the website nor The Physicians Forum has any responsibility for Other Content, including the content of any messages or information posted by Users or others, or for the content of information accessible via direct or indirect hyperlinks from the Website. However, the website retains the right, which it may or may not exercise in its sole discretion, to review, edit, or delete other Content that the website deems to be illegal, offensive, or otherwise inappropriate.

You may not input or distribute any material through the Website that is promotional in nature, including solicitations for funds or business, without the prior written authorization of the website.

The User agrees to indemnify the website and The Physicians Forum from all damages, liabilities, costs, charges and expenses, including reasonable attorneys’ fees, that the website, The Physicians Forum, their affiliates, employees, and authorized representatives may incur as a result of either: (I) the User’s breach of this Agreement; or (II) material entered into the Website with the use of the User’s screen name or password.

Legal Compliance

You agree to comply with all applicable domestic and international laws, statutes, ordinances, and regulations regarding your use of our Website, Content, Services, and any software provided therein.

We may disclose any content or electronic communication of any kind to satisfy any law, regulation or government request.

Our Relationship to You

This Agreement in no way creates any agency, partnership, joint venture, employee-employer or franchisor-franchisee relationship between you and The Physicians Forum.

Our Intellectual Property

Our Website may contain our service marks or trademarks as well as those of our affiliates or other companies in the form of words, graphics, and logos. Your use of our Website or Services does not constitute any right or license for you to use our service marks or trademarks without the prior written permission of The Physicians Forum.

Our Content, as found within our Website and Services, is protected under United States and foreign copyrights. Copying, redistribution, use, or publication by you of any such Content is strictly prohibited. Your use of our Website and Services does not grant you any ownership rights to our Content.

You agree that any content, information, feedback, questions, comments and/or submissions to The Physicians Forum  that you provide to us in connection with The Physicians Forum  (“Submissions”) will be deemed to be provided to us on a non-confidential and non-proprietary basis and will become and remain our property. We shall have no obligations of any kind with respect to any Submissions and shall be free to reproduce, use, disclose and/or distribute any Submissions for any purpose whatsoever, without limitation. You also agree that we shall be free to use any ideas, concepts or techniques embodied in the Submissions for any purpose whatsoever, including, but not limited to, developing, manufacturing, and marketing products or services incorporating such ideas, concepts, or techniques. In addition, you hereby waive all moral rights you may have in any materials uploaded or sent to us by you.

Errors, Corrections, and Changes

We do not represent or otherwise warrant that our Website will be error-free, free from viruses or other harmful components, or that we will correct any errors. We do not represent or otherwise warrant that the information available on or through our Website will be correct, accurate, timely, or otherwise reliable.

The Physicians Forum reserves the right in our sole discretion to change any Content, software, and other items used or contained in our Website or Services at any time without notice. Reference to any services, processes, or other information by trade name, trademark, or otherwise does not constitute or imply endorsement, sponsorship, or recommendation thereof, or any affiliation therewith by our Website, by third parties, or by any of the equipment or programming associated with or utilized by our Services.

Limited Liability



To the fullest extent permitted by law, The Physicians Forum absolutely disclaims all warranties, expressed or implied, including, but not limited to, implied warranties of merchantability and fitness for any particular purpose. The Physicians Forum gives no warranty that the documents, services will be free of errors, or that defects will be corrected, or that our website or its server is free of viruses, downtimes or any other harmful components.

Whilst we, at all times endeavour to have the most accurate, reliable and up-to-date information on our website, we do not warrant or make any representations regarding the use or the result of the use of any document, product, service, link or information in its website or as to their correctness, suitability, accuracy, reliability, or otherwise.

In other words, the site should work as designed, but no guarantee of that to any user.  If the site fails to deliver emails, or mixes them up and sends to wrong party, etc., whatever happens to your inputs as a user, you hereby acknowledge that you will not make any financial, investment, legal, and/or other decision based in whole or in part on anything contained in our Website or Services.

You understand that any recipient of The Physicians Forum content based upon your actions are solely your responsibility and any negative outcomes from the recipient(s) are yours to bare and do not reflect upon The Physicians Forum.  You agree to indemnify The Physicians Forum  and any of its associations or affiliates from any financial damages, lawsuits (civil or otherwise) due to your own actions on this web site. You agree that if and when you use our website The Physicians Forum has the rights given by you to submit any and all information concerning your post to lawful authorities if requested by law enforcement.  No warrant is necessary other than a verbal request by law enforcement and the final decision of The Physicians Forum.

Use of Information

You agree to use our Website as yourself, with your own ID and password and not represent any other user other than yourself.

We reserve the right, and you authorize us, to the use and assignment of all of your information regarding your use of our Website and Services in any manner consistent with our Privacy Policy.

The Physicians Forum , as a rule, does not interfere with, modify or otherwise change your data prior to delivery to any recipient, however, your data including all of your data with each and every The Physicians Forum content sent or going to be sent in the future is the property of The Physicians Forum and can be reviewed, stored and used for the purposes known only to The Physicians Forum and any affiliates it may choose. The Physicians Forum is under no obligation to extract any data from the database of The Physicians Forum  for the purposes of defending (or otherwise) in the court of law any user or users of this web site.  You agree and submit that The Physicians Forum has the full rights to analyze any and all data that you willfully place onto the web site and you give your permission to The Physicians Forum to use for any purpose these data at the sole discretion of The Physicians Forum.

The Physicians Forum reserves the right, but does not have the obligation, to monitor your use of this site and to restrict or terminate your use of the site or modify or remove any information found on the site for any reason whatsoever in our sole discretion.

All remarks, suggestions, ideas, graphics, or other information communicated by you to us (collectively ‘Submission’) is considered assigned to us and is our property. We will not be required to treat any Submission as confidential, nor be liable for any ideas (including without limitation  service, or advertising ideas), and will not incur any liability as a result of any similarities that may appear in our future services, or operations.

Without limitation, we will have exclusive ownership of all present and future existing rights to the Submission of every kind and nature everywhere. We will be entitled to use the Submission for any commercial or other purpose whatsoever without compensation to you or any other person sending the Submission. You acknowledge that you are responsible for whatever material you submit and have full responsibility for the message, including its legality, reliability, appropriateness, originality, and copyright.

Unlawful Activity

We reserve the right to investigate complaints or reported violations of this Agreement and take any action we deem appropriate, including but not limited to reporting any suspected unlawful activity to law enforcement officials, regulators, or other third parties and disclosing any information necessary or appropriate to such persons or entities relating to your profile, email addresses, usage history, posted materials, IP addresses, and traffic information. You will not attempt to reverse engineer The Physicians Forum website, any portion of it or try to reverse engineer the programming code.

 Linking to Our Website

 You may provide links to our Website provided that (a) you do not remove or obscure any portion of our Website by framing or otherwise, (b) your website does not engage in illegal or pornographic activities, and (c) you discontinue providing links to our Website immediately upon our request.

 Links to Other Website

As you browse through our website, you may access other websites that are subject to different terms of use. When you use those sites, you will be legally bound by the specific terms of use posted on such sites. If there is a conflict between these Terms & Conditions and the other terms and conditions, the other terms & conditions will govern with respect to use of such pages.


 You agree to indemnify, defend, and hold us and our partners, agents, officers, directors, employees, subcontractors, successors, assigns, third party suppliers of information and documents, attorneys, advertisers, product and service providers, and affiliates free from any liability, loss, claim, and expense, including reasonable attorney’s fees, related to your violation of this Agreement or use of our Website or Services.

If The Physicians Forum  gets sued by any of your recipients, you will defend and indemnify The Physicians Forum  from all claims, actions, damages, losses, liabilities, costs, expenses of whatsoever kind or nature, including without limitation attorney’s fees and litigation costs and expenses incurred by The Physicians Forum  as a direct result of any breach by you of these Terms and Conditions, or arising out of or about your willful or accidental misconduct, negligent or fraudulent use of this website.

Binding Arbitration

Any legal controversy or claim arising from or relating to this Agreement and/or our Service, excluding legal action taken by us to collect or recover damages for, or obtain any injunction relating to website operations, intellectual property, and our Service will be settled solely by arbitrator chosen by The Physicians Forum .

The binding arbitration will be conducted in Miami, Florida, and judgment on the arbitration award will be final.

Choice of Law and Jurisdiction

This Agreement will be treated as if it were executed and performed in Miami, Florida, and will be governed by and construed in accordance with the laws of the state of Florida without regard to conflict of laws provisions. In addition, you agree to submit to the personal jurisdiction and venue of such courts. Any cause of action by you with respect to our Website or Service must be instituted within one (1) year after the cause of action arose or be forever waived and barred.

These Terms and Conditions, the Privacy Statement and any other terms referenced in this Agreement constitute the entire agreement between you and The Physicians Forum  with respect to your access and use of The Physicians Forum  and supersede all prior or contemporaneous agreements (whether oral, written or electronic) between you and The Physicians Forum  with respect to The Physicians Forum  and its services. If any of the provisions of this Agreement are determined to be invalid or unenforceable, then each invalid or enforceable provision will be construed in a manner consistent with applicable laws to reflect, as nearly as possible, the original intentions of the parties, and the remaining provisions shall remain in full force and effect. The Physicians Forum  may assign these Terms and Conditions (i) to any of its affiliates, (ii) to the surviving entity in the event of a merger, acquisition, or the sale of all or substantially all of the assets of The Physicians Forum  or (iii) in connection with the sale of The Physicians Forum  or the business unit associated with it.

How to Contact Us

If you have any questions or comments about this Terms and Conditions or if you would like us to update information we have about you or your preferences, please contact The Physicians Forum  LLC at: